Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Are You Prepared for an Estate Tax Sunset? The federal estate tax exemption sunsets in 2025. Learn more about what to do to make the most of the higher threshold. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.